Terms of Service

1. Who we are and what Minerva is

Minerva is a research, backtesting, optimization, model-building, paper-trading, and analytics software service operated by Minerva One, Inc. (“Minerva,” “we,” “us”). You contract solely with Minerva One, Inc. Minerva is software for testing your own trading ideas on historical and simulated data. It is not a broker-dealer, investment adviser, commodity trading advisor, commodity pool operator, exchange, bank, or money transmitter, and it does not hold customer funds or securities.

2. Not investment advice; you bear sole responsibility

All content, outputs, backtests, optimizations, scores, grades, signals, portfolio weights, and AI responses are provided for informational, educational, and research purposes only and do not constitute investment, trading, tax, legal, or other professional advice, a recommendation, or a solicitation to buy, sell, or hold any security or other instrument. You choose your own symbols, strategies, parameters, assumptions, and risk preferences, and you are solely responsible for any decision you make and any result you obtain. Trading involves a high degree of risk and you can lose money.

3. Hypothetical and paper performance

Backtested and simulated results are hypothetical, are prepared with the benefit of hindsight, and have inherent limitations. Past or hypothetical performance does not indicate or guarantee future results. Paper trading is simulated and places no live orders; simulated fills may differ materially from real markets.

4. Eligibility

You must be at least 18 years old and not located in, ordinarily resident in, or accessing the service from a jurisdiction subject to comprehensive US sanctions. You may not use the service in violation of any applicable law.

5. Your content and intellectual property

You retain ownership of the inputs, prompts, strategy text, Pine Script and other code, uploaded or pasted materials, parameters, generated models, and results you create or supply (“Your Content”). You grant Minerva a limited, worldwide, non-exclusive license to host, store, process, transform, display back to you, debug, secure, back up, and support the service using Your Content. Minerva will not use Your Content to train machine-learning models unless you affirmatively opt in. Minerva may compute and use non-attributable aggregate analytics only where its implementation prevents re-identification.

6. Third-party inputs and warranties

If you provide Pine Script, indicators, strategies, or other material created by a third party or a third-party platform, you represent that you have the right to provide it and to have Minerva process it, and you are responsible for complying with the source platform’s terms. Minerva may remove content it believes infringes or violates these Terms (see the DMCA page).

7. AI features

Minerva’s AI features generate code, models, and text. AI output can be wrong, incomplete, or unsuitable. You must review and test everything before relying on it. AI output is not investment advice and is not personalized to your circumstances.

8. Subscriptions, credits, and payment

Paid plans and credits are described at checkout and in the Subscription Terms and Refund/Credit Policy, which are incorporated by reference. Subscriptions renew automatically until cancelled. Credits never expire and have no cash value except where required by law. Payments are processed by Stripe; Minerva does not receive or store your full card details.

9. Acceptable use

You will not misuse the service, attempt to breach security or tenant isolation, reverse-engineer non-public components, scrape at abusive rates, or use the service to provide regulated financial advice to third parties.

10. Disclaimers and limitation of liability

The service is provided “as is” and “as available” without warranties of any kind to the fullest extent permitted by law. Market and reference data may be delayed, incomplete, or subject to vendor restrictions. To the fullest extent permitted by law, Minerva’s aggregate liability arising out of or relating to the service is limited as set out here, and Minerva is not liable for trading losses or for decisions you make using the service.

Nothing in these terms limits liability that cannot be limited under applicable mandatory consumer law (including for death or personal injury, fraud, or your statutory rights).

11. Changes, termination, governing law

We may update these Terms; material changes require re-acceptance before continued use of affected features. Either party may terminate as described here. These Terms are governed by the laws of the State of Delaware, excluding conflict-of-laws rules. Nothing in these Terms removes mandatory consumer rights you have under the laws of your country of residence (including, for EU/UK consumers, statutory withdrawal and conformity rights). If you are a consumer resident in the EU or UK, you also benefit from the mandatory protections of your country of residence and may bring proceedings in your local courts.